Every company receives complaints, and with currently more than 600 associates and more than 50 offices throughout North America, the number of complaints Altig International has re. Get over it? T taylor6676 of Lutherville, US Jan 11, 2008 12:00 am EST Review updated: Jul 30, 2022 Resolved Featured review I was an employee of this company who relies on the inexperience of new agents to run this scam on union members and their friends (family). What is the name of the Local 277 and where are their local union stewards in case I need help? Has your experience with this business or person been good? I started to imagine this kind and generous not for profit company coming to the rescue of the family here. I am already paying almost $70 per month and believe she wants to sell me more although she denies it. $1.5 million paid out in accidental death benefits. This is not an attack towards you at all, it is just to make a point that they way the "opportunity" is presented to potential agents is just shameful. Future agents or buyers deserve a little warning. I believe you would not do that Richard, but some 23 year olds would to at least have the money to pay the gas to go back home after a work trip. This report was posted on Ripoff Report on 12/20/2002 12:43 AM and is a permanent record located here: A program that benefits the consumer, assures them of complete satisfaction and confidence when doing business with a member business. In Solidarity Ha Ha brother, wink, wink, we are all union brothers AIL, NILICO,AFL-CIO, LOCAL 277. The victims are hired as independent contractors. With Reference to your comments about the two Policies you bought from AIL. With a 9% annual agent retention rate why bother, most are gone before you learn their names. darnel.h@xtremex.com feedback welcome. It appears that you're primarily used the internet in your search to get ot the bottom of this. I gave you plenty of chances to quote a price and you said you can write term up to age 100 so why are you afraid to look up the cost and show us? UNION LABOR LIFE IS AN INSURANCE COMPANY THAT MARKETS INSURANCE TO UNION MEMBERS JUST LIKE AMERICAN INCOME LIFE. I believe the E-boards' deliberate inactions and continued refusal to take timely steps to protect its members to be a breach of their fiduciary duties as elected Officers. With great caution, I continued the interview and training process, watching for the awful things I had heard about. I don't think they have been working for our union for 4 years, I believe it was 2. Do a search for quotes from several companies that will compare your statistics to about 15 comparable companies and see the difference in pricing. Since you are from Canada, I was wondering if you live in Sunnyvale Trailer Park? An agent calls stating that AIL is endorsed by the National Union, and they would like the mailing list. Read more reports about american income life. If you know anything about unions you will know that their member mailing list is a closely guarded secret and that they would never give it to American Income. Is all they needed was someone with power in your union to sign the form letter. A Rip-off Report independent review has shown that the The David Zophin Agency & American Income Life insurance sales process and products they sell are 100% legitimate - to be expected in a federal, state and provincial regulated industry. http://www.ripoffreport.com/reports/ripoff134672.htm Commitment to customer satisfaction, positive rating for its customer support from Ripoff Report. How those businesses take care of those complaints is what separates good businesses from the rest. Are you licenced to sell variable insurance products through AIL? Why pay a bunch of middle men? Rated A+ Superior by A.M. Best (World's largest credit rating agency) for financial . AIL is rated A+ Superior by A.M. Best Company, its second highest rating, for overall financial strength (as of 6/07). American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. She mentioned 8 people leaving since she started. Celebrity Skin Cream wrinkle cream rip-off advertisements US Based and Foreign companies bilked consumers out of Hundreds of Millions of dollars over the past 7 years. American Income Life Insurance | Ripoff Report Verified businesses you can trust. Redmond Washington, Altig International & American Income Life are dedicated to helping their associates achieve their dreams, and will not allow a legitimate complaint to go unresolved. Jimmy, Or were you there for a few weeks or months and the quit because you were not able to be sucessful. I responed for the fact I know a lot of peole come across this site, especially during the interview process. You are the insured. With more than 2 million policyholders and operations in 49 states in the United States of America, including the District of Columbia, Canada, and New Zealand, this supplement life provider is seemingly the best deal. Imagine a 23 year old desperate to get some money to pay for his/her food,gas an a hotel when he/she is at a work trip away from home, trying to sell insurance he/she will mostly do ANYTHING it takes to sell those policies!!!! Greg, Purchased NY Life/AARP life insurance $75,000 for $195 a mo., requiring an electronic withdrawal from our bank each month. I have already told her I am not buying any more. Why don't you blame your bitterness, and lack of success, on your past criminal record? Waco Texas Nationwide*UPDATE : American Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Waco Texas, Nationwide, INVESTIGATION: American Income Life, National Income Life pledges its commitment to customer satisfaction and Affiliate support. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Go do a Google*com search for term insurance and choose from hundreds if not thousands. Beware ! Waco Texas, Nationwide, American Income Life ripoff THERE'S NO NEED FOR YOU TO WASTE YOUR HARD EARNED TIME AND MONEY ON THIS PLACE. American Income only provides customer support during business hours. Commitment to customer satisfaction, positive rating for its customer support from Ripoff Report. Again most don't die accidently. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Hiring practices, being an Agent is not an easy job, it is not a job for everyone, and only few are succesful. Waco Texas Nationwide*UPDATE : American Income Life join Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and submit to independent investigation. Warwick Rhode Island*UPDATE - Rip-off Report REVIEW: The David Zophin Agency & American Income Life has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program, committed to addressing & resolving complaints. (585) 454-5800. Every company receives complaints, and with currently more than 600 associates and more than 50 offices throughout North America, the number of complaints Altig International has received is few. All business will get complaints. American Income Life is truly dedicated to making sure ALL customers are happy. Zophin Agency, AIL, American Income Zophin Agency, American Income, AIL Northeast American Income Z is for Zophin, S is for Scam, R is for Ripped-OFF!!! The rule regarding any insurance that is marketed to AFGE members must first be approved by the AFGE National Executive Council (NEC). If I promise first to call them and tell them you will be contacting them and how kind and generous and caring your company is. 2. Further, under SPEEA How far do you think that $2000 will go? We telephone the members to set up a time to deliver their no cost benefits and to inform them of other benefits available. Does your Local who signed your letter know that in New York State they stopped selling the part that was the best, where anyone in the union family would collect $200 per accident or injury any time treated by any doctor, hospital,chiropractor, emergency care facility? Do they have annuities? American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Look on your union card and see if there is a phone number or address for the Local 277. The United States subprime mortgage crisis was a multinational financial crisis that occurred between 2007 and 2010 that contributed to the 2007-2008 global financial crisis. Competition is King and just to let the other 435 guy know, there is a much cheaper program that still offers payouts for for accidents where you don't have to stay over night in the hospital. Write back for us to see what the cost is. Every company receives complaints, and with currently more than 600 associates and more than 50 offices throughout North America, the number of compl, AIL CANADA - ALTIG INTERNATIONAL DISHONEST AND RIPPED OFF BRITISH COLUMBIA British Columbia*UPDATE - Rip-off Report Investigation: Altig International has joined the Rip-off Report Corporate Advocacy Business Remediation & Customer Satisfaction Program and is committed to addressing and resolving all legitimate complaints. I don't lie to my hires or my clients and would never encourage that. I would hate to see someone miss out on a "Life Changing Opportunity," because they read the comments of people who will continue to be falures at everything they try in life unless they are willing to change. This rating reflects the overall rating of American Income Life: AO and is not affected by filters. It is the way you were trained to think by the company that does not employ you.Your own views are the same as all the agents they fooled into believing what you do. Repackaged from Purchased from Amazon, stealing all certifications and false manufacturing markers from the packaging of NB food supplements. The union may or may not give you specific notice that you are no longer considered a member - and - if so - when the time comes - the company may simply deny your spouse coverage .. What the BBB has done to consumers for over 100 years is one of the many reasons why Ripoff Report was created. 30 year term $500,000 coverage, $530 per year,$44.17 per month, $1.06 per 1000x500= $530 per year. Some are convertable and renewable, some are not. According to http://www.markcolbert.com/banner.html, life insurance investigators were investigating American Income Life Insurance for, among other things, agent training procedures. If you are implying that this kind Insurance company pays more than what the policy states I would not believe it for a minute. ALL COMPANIES GET COMPLAINTS - HOW THE COMPANY HANDLES THOSE COMPLAINTS SEPARATES GOOD BUSINESSES FROM BAD BUSINESSES. By paying the claim they are doing by law what they have to as long as he died accidently and they can't prove in a way in accordance with the exclusions on the no cost accidental death benefit, there are several, try reading them some day. Altig International & American Income Life pledge to resolve all legitimate complaints and address any issues from the past, present and in the future. You need a funeral benefit of at least $7000 maybe 15,000, lets say in Whole Life so you pay on it until you die. I work all week. I among the other agents have the potential to turn that into something. HELP! Hiding negative complaints is only a Band-Aid. Most large companies would never commit themselves like American Income Life / National Income Life has to Rip-off Report's Corporate Advocacy Business Remediation & Customer Satisfaction Program. What kind of Union benefits do the union sales agents get? Including this Report below! Waco Texas, Nationwide, National Income Life Insurance Company Of New York What to do? But what about the insurance itself? Corporate Advocacy Program - Verified Status, How To Get Your Report Featured On All Report Pages. American Income Life / National Income Life pledges to resolve all legitimate complaints and address any issues from the past, present and in the future. Since you are implying that this kind and generous not for profit company to. Are all union brothers AIL, NILICO, AFL-CIO, Local 277 and where their... Been working for our union for 4 years, I continued the interview process able to be sucessful,... 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