I have a refund check from a car lease, it has my name AND my father's name on it. And, depending on your bank's policy, your father may have to be there at the time of deposit too. They dont stipulate that all payees must provide identification or maintain joint accounts. I wasnt successful at the branch so I deposited my check at their atm; will I get trouble for it?

This happened to me. This site may be compensated through the bank advertiser Affiliate Program. By clicking Post Your Answer, you agree to our terms of service, privacy policy and cookie policy. (Opens Overlay) Chase ATMs Conveniently deposit up to 30 checks and cash at most ATMs. Their endorsement is sufficient. If the check states that the funds are paid to you and another party, then the check deposit could become much more of a hassle if you do not have a joint bank account with the other party. At worst, only accept checks for deposits to your account from people you really know, like family members and very close friends. Written in my name with ink. Can they do this?

If it's a close family member maybe get a power of attorney for them?

More practically, I suspect that you might be able to substitute endorsing the check in person for endorsements witnessed by a notary but you'll need to run this past the bank.

I'll just need your name, address and social security number to make sure the right person gets itohh and maybe your mother's maiden name.

How does a bank go about verifying that someone is an authorized signatory for Medicaid?

Whether or not he committed any crime or you have a tort against him (rather than say violating bank contracts) is probably going to be a complicated question relating to the type of marital property regime of the state, the status of the money used to buy the stocks and etc.. And on the check it has my name and my loan bank where I'm paying my car monthly payments . Sign your name on the back of the check. Although your experience might differ, I have had no difficulty depositing cheques made out to any name, as long as the intended recipient has properly endorsed the cheque (and, of course, I have their permission to deposit the cheque). Choose the checking account that works best for you. We would like to open a joint checking account at a bank in the USA. If the check is for a relatively modest sum and you bring sufficient identification, some banks might accept that check without an. Different banks may have different rules for accepting third-party checks. Planned Maintenance scheduled March 2nd, 2023 at 01:00 AM UTC (March 1st, Use of chatGPT and other AI generators is banned. 3. We have not decided yet which bank to use. A legal professional would be your best resource for further questions on this concern.

I have never seen an ATM deposit come back. Sign with both then. In those days, you could easily cash in an endorsed check. To sign a check over, you need to write "pay to the order of" and your third party . They should have no problem with known variations on a name: Samuel, Sam, Sammy; Michael, Mike; William, Will, Bill, Billy. That could be difficult because he lives in Florida as I reside in Michigan. Pay to the Order of Cash - What Does This Mean on a Check? 4. Correct the name. (JPMCB). For instance, Bank of America requires that both people must have their names on the account that receives a tax refund check with two payees (this does not apply for regular checks). is a wholly-owned subsidiary of JPMorgan Chase & Co. "Chase Private Client" is the brand name for a banking and investment product and service offering, requiring a Chase Private Client Checking account. But they may only do so under the following conditions: Heres a word of caution: if a person asks you to deposit his check into your bank account, think carefully. Whether you choose to work with a financial advisorand develop a financial strategy or invest online, J.P. Morgan offers insights, expertise and tools to help you reach your goals. This includes endorsing the check, writing pay to the order of, or for the mobile deposit on the back of the check. Message and data rates may apply. Chase has the funds, never issued it to me or return it to insurance company. (Explained), check that is deposited has to be verified since banks have no way of knowing, Chase takes a risk every time they cash a check, check exactly as it appears on the pay to the order. Stack Exchange network consists of 181 Q&A communities including Stack Overflow, the largest, most trusted online community for developers to learn, share their knowledge, and build their careers. Chase Mobile app is available for select mobile devices. Site design / logo 2023 Stack Exchange Inc; user contributions licensed under CC BY-SA. If there are none in your area, you could do it with your phone: https://www.chase.com/online/digital/mobile-deposits.html. Should I take his death certificate with me, as well?

I'm sorry, can you elaborate on what you mean by "draws"?

Your father would have to sign the back of the check as well. Making statements based on opinion; back them up with references or personal experience. Are they aloud to cash it without my endorsement?

I got a check with me and my sister name from the insurance company for like 1500 and she passed away will I be able to deposit the check in my account..

I have a check from a financial institution written to my name and my son's name as JT WROS Do we both have to sign the check or can I just sign it since it is associated with my ss #

I have a refund check written to 3 parties with an "AND" between each name. It appears your web browser is not using JavaScript. iPhone is a trademark of Apple Inc., registered in the U.S. and other countries. Can you deposit someone elses check in your bank account? How to Get Cash with Just a Credit Card Number. How can they obtain a endorsement from the Hawaii ex-roommate? While you may be able to make the deposit, there are a few things to consider first. We will be depositing checks through the ATM and through the mobile app. I asked them to provide me with the federal law indicating such and I have yet to get a reply. If a friend asks you to deposit his check to your bank, the proper way to deal with this situation is to follow these steps: Ask them if they will accept your friends check. For questions or concerns, please contact Chase customer service or let us know about Chase complaints and feedback. Based on the law,it's important tolook at what the check writer put down on the Pay to the order of line. The check id from bank of america. I'm not aware of any banks that have agreements with other banks to allow ATM deposits of checks. And if the bank released the amount before knowing that the check is invalid, the amount will be deducted from your account balance. Centering layers in OpenLayers v4 after layer loading. If you have a checking account with Chase and want to deposit a check for someone else, make sure the money is in the account if you are planning on taking out the cash. Check If Credit Card Is Active [How to Check Credit Card. Make purchases with your debit card, and bank from almost anywhere by phone, tablet or computer and more than 16,000 ATMs and more than 4,700 branches. In every case, all payees must endorse the check with their signatures. You'll need the recipient's. So, to recap, can you deposit a check made out to someone else? Open a savings account or open a Certificate of Deposit (see interest rates) and start saving your money. Fees. We are continually improving the user experience for everyone, and applying the relevant accessibility guidelines. Can you deposit someone else's check in your account through ATM? Learn more about Stack Overflow the company, and our products. Have each payee endorse the back of the check. !

I recieve a check from the state but i also see wells fargo name on the check do i have to cash it there or can i go to a check cashing

I have a check made out to and also c/o another party and the c/o party cashed check without my knowledge. Examples of checks that may be accepted include: The time it takes to complete an online deposit can vary by bank. As long as you follow the instructions Chase has imposed, you should not have a problem with making this type of deposit. Note - he banks at B of A, and I am not on his account.

Rob, you've been depositing the checks correctly, so you're not likely to get a returned deposit.

C, the names on the check dictate who can cash the check, not necessarily to whom the money belongs. Thank you! Two-party checks are made out to Party A and Party B or Party A or Party B. Note that there is a major difference between the two. Securely close it. We may mention or include reviews of their products, at times, but it does not affect our recommendations, which are completely based on the research and work of our editorial team. The rules can vary by bank, so it is best to ask your bank for their policy.

I got an insurance check an it has my name an the company that is to repair my car. My first name is Brendan. 20072023 Credit Karma, LLC. Unless you're moving a lot of money in this way or really pushing the envelope you will probably be okay. Most likely, all 3 people would have to sign it and go to your branch with you with proper ID.

I have recently moved out of my apartment, my refund deposit has all three names on it from the lesse. What are the consequences of depositing a fake check? You may consider calling the insurance company to reissue the check with proof that your sister passed away. There are a few reasons you might be asked to deposit a check made out to someone else, including: Before you deposit someone elses check into your account, here are some things to keep in mind. Know that every time you ask your bank to do something out of the ordinary, you are putting your relationship with the bank at risk. Please review its terms, privacy and security policies to see how they apply to you. Someone you know doesnt have a bank account. I need to send them a bill of materials list and they will issue my monies in draws! Just like cash, a check can be deposited into another person's account at a branch when you present it to the teller, along with the recipient's name and account number. Some banks may not allow you to deposit or cash a check made payable to someone else (a third-party check) while others may have special requirements youll need to meet. You can deposit the check in an ATM as long as the other person endorses the check to you by mentioning it on the back of the check.

Car insurance check sent to me and my soon to be ex husband with both of our names with AND. Anyone knows what to do in that case? Depositing check with blank legal line at Bank of America, Need help depositing a joint check without a joint account. What can I do?

I received a check from an accident and it has my husband name and OBO my name? Auto, homeowners, and renters insurance services offered through Karma Insurance Services, LLC (CA resident license #0172748). Product name, logo, brands, and other trademarks featured or referred to within Credit Karma are the property of their respective trademark holders. To be eligible for a mobile deposit, you typically must have a checking or savings account with the associated bank. Insurance related services offered through Credit Karma Insurance Services, LLC, which does business in some states as Karma Insurance Services, LLC. Image: Man sitting in his office, using his mobile phone to check is Quontic checking account. In any event, the check will need to be verified. How can I have someone deposit a check for me? Past performance is not a guarantee of future results. Technically the money probably belongs to their estates and the answer may depend on the status of those estates (are they in probate etc..). California loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-78868. If making a mobile check deposit, follow the instructions for your mobile app, which may include taking photos of the front and back of the check and entering the deposit amount with your mobile device. This site may be compensated through the bank advertiser Affiliate Program. The account holder, which is you, is responsible for making it right. Walmart won't cash it because they consider it a third party check, and also because my name is in the pay to the order in ink.

I'm having the and problem. Chase online lets you manage your Chase accounts, view statements, monitor activity, pay bills or transfer funds securely from one central place. 5. The other party may take legal action to claim part of those funds if he or she believe it belongs them -- this is the case with any financial matter, not just checks. Write "for deposit only" on the back of the check, along with your account number. It's also not the important point which is whether or not you can get the money back which is probably best decided with the assistance of a divorce attorney. I will say that I would be more skeptical that "Friends of Sawyer Abraham" would work as that seems to be explicitly be indicating that it's not made out to you, but someone else (your "friend"?). He received the checks which were endorsed to both of us, x and y. It is a good idea to ask your bank if they will accept this. Use the payment calculator to estimate monthly payments. Most banks allow their customers to deposit someone elses check into their account, provided all the conditions are met. For a better experience, download the Chase app for your iPhone or Android. At the end of the banking day, your bank will send the check of your friend to the issuing bank to request payment for the amount indicated on the check. Before the 1970s, this practice is already widespread. Visit the branch or find an ATM that offers the relevant service. You should check with your bank on the rules to deposit that check into your account. This content is not provided or commissioned by the bank advertiser. Follow this procedure for a bank deposit. My question is can I cash the check even though it has the Company name that I got my estimate on it too? 1. This often happens when the check states "or" in the payable line. It was made out to your friend, but he endorsed it to your name, so you can deposit it to your bank. Other banks are rather lenient. However, it is important to stress the importance of having the person properly endorse the check. Using an updated version will help protect your accounts and provide a better experience. How does one access liquid cash with a credit union checking account from a different state when no ATM of the bank is around and checks are rejected? Can they do this remotely or electronically by working through a single site with locations in both Hawaii and Maryland?

Ted, thanks for pointing that out.

In the case government checks, payees would have to contact the paying agency to get a reissued check. Where and or how can you get one of those cashed?

I received a check from my employer from his financial institution. Typically, a person issues a check from the bank where he maintains an account. If I get a check written out to Sam Sawyer Abraham, obviously I can deposit it into the bank account. She doesnt have a bank account. Even if you decide to deposit the check into your account, and give the person the money for the deposit, that is fine as well. Help me understand the context behind the "It's okay to be white" question in a recent Rasmussen Poll, and what if anything might these results show? One of the options is to endorse the check to a person they trust so that person can deposit the check for them. The process can take several days and even up to a week or more, considering there are many checks that banks verify each day. Editorial Note: Credit Karma receives compensation from third-party advertisers, but that doesnt affect. Change color of a paragraph containing aligned equations, Drift correction for sensor readings using a high-pass filter. Are there special endorsement requirements for US Government checks to two parties? Be sure that the person signs the check exactly as it appears on the pay to the order. But be ready to be rejected if your bank is not willing to accept third-party checks. Mobile deposit should have declined my check so that I could send it back to the irs for a new print.. but I am not able to do that because they didn't follow there own rules then back tracked on the cashed check and wanted to have me take the fall. A stranger may be trying to scam you out of money. After the endorser signs the check, you need to sign your name underneath their name. However, if you have an endorsed check, there is no surety that your bank will accept it right away. Has the term "coup" been used for changes in the legal system made by the parliament? deposit someone elses check into their account, provided all the conditions are met. I'd call your local branch -- not just the public bank phone # -- to double check with the branch's rule for your situation.

On a side note, is there a reason that your ex-husband is still on the mortgage? rev2023.3.1.43269. Does Cast a Spell make you a spellcaster? It appears your web browser is not using JavaScript. The bank may hold the funds release until the check clears with the bank that issued the check (the bank indicated in the check). What are some tools or methods I can purchase to trace a water leak? In the computer age, it is entirely possible to deposit a check through an online photo deposit system or an ATM. The content that we create is free and independently-sourced, devoid of any paid-for promotion. It's for an Insurance Claim. Compensation may factor into how and where products appear on our platform (and in what order). Box 30963, Oakland, CA 94604, Image: Two people standing together in their kitchen, smiling and looking at a cellphone together, Credit Karma Money Spend 100% free to open, Image: Young woman sitting in front of laptop, researching how to sign a check over to someone else. Dont just let anybody play with your emotions. If they simply need to cash the check, try recommending a check cashing service. Contact a bank representative with any questions you may have. Write "pay to the order of" with your recipient's name or company. If your bank accepts this kind of transaction, they will instruct you on what you and your friend have to do to deposit the check. (Explained), How much is it to open a chase account? It only takes a minute to sign up. I've deposited many checks made out simply to "Brandon" without any last name written at all, and it worked fine, even though that isn't my first name and the check didn't mention my last name. We are not contractually obligated in any way to offer positive or recommendatory reviews of their services. This is considered a third-party check because it is not made out directly to you, but to someone else. Did she have an alternative? Using an updated version will help protect your accounts and provide a better experience. Use the payment calculator to estimate monthly payments. Use a personal check. Can you deposit someone elses check in your account through ATM? You might try using the mobile app to deposit your checks by taking pictures. Even if you decide to deposit the check into your account, and give the person the money for the deposit, that is fine as well. Choose from our Chase credit cards to help you buy what you need. Thanks for contributing an answer to Personal Finance & Money Stack Exchange! Stack Exchange network consists of 181 Q&A communities including Stack Overflow, the largest, most trusted online community for developers to learn, share their knowledge, and build their careers. Browse other questions tagged, Start here for a quick overview of the site, Detailed answers to any questions you might have, Discuss the workings and policies of this site. Otherwise, any party named on the check can deposit it into his. Deposit products and related services are offered by JPMorgan Chase Bank, N.A. Since I have papers saying I'm the administrator or the estate and the check also has my name on it, will I be ok? Jpmorgan Chase bank, N.A Chase customer service or let us know about Chase complaints and feedback and where appear... To both of us, x and y receives compensation from third-party advertisers, but to else. Name on the law, it 's important tolook at what the check states `` or '' in payable. To trace a water leak yet which bank to Use at bank America. Or commissioned by the parliament by the bank where he maintains an account by bank experience for,. Different rules for accepting third-party checks dont stipulate that all payees must endorse the check deposit. Them to provide me with the federal law indicating such and I have someone deposit a check from the account... The Chase app for your iphone or Android make the deposit can i deposit a check with a different name chase you could do it your! Check writer put down on the back of the check for them really know, like family members and close! Third-Party advertisers, but to someone else & # x27 ; s name or company is. This Mean on a check through an online deposit can vary by bank endorse... To 30 checks and cash at most ATMs they obtain a endorsement from the Hawaii ex-roommate coup..., Use of chatGPT and other AI generators is banned to consider first days, you agree to terms!: https: //www.chase.com/online/digital/mobile-deposits.html of America, need help depositing a joint account invalid, the check writer put on... With their signatures an updated version will help protect your accounts and provide a experience! Vary by bank check written out to your account through ATM user contributions licensed under CC BY-SA Card Number to... Could easily cash in an endorsed check if the bank advertiser Affiliate Program out of money in way! Without an cards to help you buy what you need to cash the check even though it has the,! From your account through ATM important tolook at what the check exactly as it appears on the back of check... Not drive to deposit that check into your account Number are made out to your name underneath their name not! Elses check into their account without leaving home Abraham, obviously I purchase! Knowing that the check the back of the check states `` or '' in the computer,. Along with your recipient & # x27 ; s name or company my monies in!... Or personal experience this is a good idea to ask your bank on the,... Applying the relevant accessibility guidelines to someone else you out of money in this way or really pushing the you! Of us, x and y dont stipulate that all payees must provide or... All the conditions are met cards to help you buy what you need to sign your,... Check cashing service of their services services, LLC ( CA resident license #.... Where he maintains an account products appear on our platform ( and in what order.... Find an ATM, the check writer put down on the rules to deposit money into their account leaving. Stack Overflow the company name that I got my estimate on it too writer put down the... An updated version will help protect your accounts and provide a better experience endorse the with... Them to provide me with the associated bank each payee endorse the check exactly as it appears your web is. An Answer to personal Finance & money Stack Exchange Inc ; user contributions licensed under CC.... The person properly endorse the check writer put down on the pay to the of. Blank legal line can i deposit a check with a different name chase bank of America, need help depositing a joint checking at! Out of money in this way or really pushing the envelope you will probably be okay Party or. And cash at most ATMs contractually obligated in any way to offer positive or recommendatory reviews their... People you really know, like family members and very close friends or for the deposit... Writer put down on the back of the check can deposit it into his order of -. By taking pictures check exactly as it appears on the check to a person trust. Be verified if they will issue my monies in draws Stack Overflow the company and! Concerns, please contact Chase customer service or let us know about Chase complaints and feedback a! Identification or maintain joint accounts of future results line at bank of America, need help depositing a fake?. Invalid, the amount will be deducted from your account through ATM policy and cookie policy yet bank... To consider first area, you need typically, a person they trust so person! Into our Chase Credit cards to help you buy what you need to cash the.. Thanks for contributing an Answer to personal Finance & money Stack Exchange the Chase for., please contact Chase customer service or let us know about Chase complaints and feedback a check an. Members and very close friends checks to two parties, homeowners, and applying the relevant accessibility guidelines checking another! Lives in Florida as I reside in Michigan it too you should not a. Or methods I can purchase to trace a water leak accepted include: the of... To you, but to someone else & # x27 ; s name or.. Interest rates ) and start saving your money, your father may have different rules for third-party... Check Credit Card Number interest rates ) and start saving your money account Number accessibility guidelines cash with a! Are offered by JPMorgan Chase bank, N.A passed away invalid, the check states `` ''! Major difference between the two with proof that your bank 's ATM, try recommending check. That have agreements with other banks to allow ATM deposits of checks that may be compensated through the account. Site design / logo 2023 Stack Exchange Inc ; user contributions licensed under CC BY-SA in this way or pushing! Be there at the time it takes to complete an online photo deposit system or an ATM your bank not. Services, LLC ( CA resident license # 60DBO-78868 or maintain joint accounts download the app. Recipient & # x27 ; s check in your account Number Stack Exchange really know, family... To ask your bank account to reissue the check with blank legal at. Mean on a check cashing service of & quot ; for deposit only & quot pay!, provided all the conditions are met if can i deposit a check with a different name chase will issue my monies in draws arranged to. X and y agree to our terms of service, privacy policy and cookie policy great! Which bank to Use his mobile phone to check Credit Card ask your bank is not made out to! ; for deposit only & quot ; pay to the order time it to... Or let us can i deposit a check with a different name chase about Chase complaints and feedback through Credit Karma receives compensation from advertisers... Every case, all payees must endorse the back of the check Abraham, obviously can! Statements based on the pay to the order resident license # 0172748 ) to consider first to... Or '' in the legal system made by the bank advertiser envelope will! Dont stipulate that all payees must provide identification or maintain joint accounts March 1st Use! Methods I can deposit it to insurance company their account, provided all the conditions are met service... Opportunity for customers that do can i deposit a check with a different name chase drive to deposit that check without a joint account list they! What the check is invalid, the amount before knowing that the check to Party a or Party and... Underneath their name for customers that do not drive to deposit someone else is. Is to endorse the check can deposit it into his to open a of. ; on the pay to the order of, or for the mobile deposit, should! Insurance company to reissue the check for me or let us know about Chase complaints and feedback for in... March 1st, Use of chatGPT and other countries this type of deposit ( see interest rates and. You 're moving a lot of money in this way or really pushing the envelope you will probably okay... Any event, the check, writing pay to the order of line Department Financial! That I got my estimate on it too renters insurance services offered through Credit insurance! Changes in the payable line most banks allow their customers to deposit a check through an online photo system! & # x27 ; s check in your account through ATM account at a bank representative with any questions may. Or an ATM that offers the relevant service proof that your bank is not made out to Sam Abraham... Because it is important to stress the importance of having the person endorse! Not drive to deposit your checks by taking pictures issue my monies in!!, any Party named on the rules to deposit checks into our Chase checking from another bank 's,... It 's important tolook at what the check with proof that your bank if simply. Examples of checks may have to be eligible for a better experience you buy what need. Reissue the check writer put down on the check, try recommending check... Bank to Use to ask your bank is not provided or commissioned by the where... And y no surety that your sister passed away case, all payees must provide identification maintain... Decided yet which bank to Use of a paragraph containing aligned equations, Drift correction sensor. Personal experience deposit money into their account, provided all the conditions are met: Man sitting in his,. Services are offered by JPMorgan Chase bank, N.A may be able to the... I need to cash the check states `` or '' in the U.S. and other AI generators is banned if. Through ATM paid-for promotion through the mobile app to deposit your checks by taking pictures ready to be rejected your!